Family Office Alliance
Organise income, distributions, disposals, loans or inheritance
Organise the facts, identify conditions and coordinate the appropriate professional review.
Source-of-funds and Liquidity Compliance
Source of Funds
Explain where this money came from and where it is going.
Explain where this money came from and where it is going.
Understand the service. Clarify conditions. Prepare the next step.
IS THIS YOUR SITUATION?
Explain where this money came from and where it is going.
Match the specific funds, amounts, paying entities and intended use to supporting evidence.
Reconcile contracts, accounts, tax records and bank evidence
Organise the facts, identify conditions and coordinate the appropriate professional review.
Explain intermediary accounts and final purpose
Organise the facts, identify conditions and coordinate the appropriate professional review.
SERVICE & DELIVERY
What we help organise
- 01Organise income, distributions, disposals, loans or inheritance
- 02Reconcile contracts, accounts, tax records and bank evidence
- 03Explain intermediary accounts and final purpose
- 04Coordinate exchange, transfer and receipt documentation
Deliverable focus
A structured evidence directory, matters requiring verification and a proposed discussion pathway, with professional roles and execution conditions made clear.
YOUR NEXT ACTION
Prepare the facts
- Evidence of this transaction’s original funding
- Contracts and matching bank records
- Payment route and genuine purpose
Review the checklist before deciding whether to submit a request.
A CLEAR WORKING PROCESS
From evidence to an arrangement.
01
Identify
Clarify objectives, purpose and timing.
02
Document
Match rights, sources and records.
03
Assess
Review institution and professional requirements.
04
Coordinate
Define responsibilities, stages and ongoing records.
QUESTIONS FOR THIS SERVICE
Questions worth clarifying.
Service-specific answers on suitability, evidence, review and next steps.
How do SOF and SOW differ?
SOF explains the origin of funds for a specific transaction or account. SOW explains how overall wealth accumulated. Distinguish the particular funds from the broader history and connect the transfer to its source event and evidence.
How is a cross-border source trail built?
Create a timeline from the source event through paying parties and accounts to the intended use. Reconcile contracts, settlement evidence and relevant account records with amounts and dates, explaining currency conversions and fees at each stage.
How should asset-sale proceeds be documented?
Organise prior ownership, the sale contract, counterparty information and settlement receipts. Explain differences between the sale price and net proceeds. For instalments or third-party payments, add the relevant terms, authority and payment relationship.
How are gifts, inheritance or family transfers explained?
Identify the original owner, relationship, transfer basis and intended use. Distinguish gifts, loans, distributions and inheritance. Prepare agreements, estate records and payment evidence as applicable, with professional review of relevant legal and tax matters.
How are digital-asset proceeds reviewed?
Connect acquisition funding, wallet control, on-chain movements, platform trades and fiat receipts. Explain transfers between wallets or platforms. DAC can support on-chain risk analysis alongside ownership evidence, transaction records and banking requirements.
What if some evidence is missing?
Identify gaps and possible alternative evidence, such as historical agreements, institutional confirmations or accounting records. Distinguish verifiable facts from personal explanations and ask the receiving institution what it can accept. Do not fabricate records or equate a narrative with verification.
How can repeated banking requests be reduced?
Map each question to a fact, supporting document and file location, explaining unavailable items. Reconcile amounts, dates, names and purposes. Use an authorised respondent and retain submitted versions and feedback to keep responses consistent.
What does an SOF engagement produce?
A source timeline, evidence index, discrepancy explanations and outstanding questions for the specific funds. Establish an update process for recurring activity, while reviewing each new funding event against its actual origin and the receiving institution’s requirements.